Strengthen and expand your credit card program
Elan's turnkey credit card program delivers a solution that removes costs, reduces risks, and improves the member experience. We know it's about more than a card — it’s about developing loyalty and value for your members.
State of the art products
Elan's product suite is designed to integrate seamlessly into your credit union and offer the best products to your consumer and business accounts. Learn more about available cards.
Innovative payment solutions
Cardmembers have access to payment solutions including Card ExtendPay®, a credit card installment lending feature, and Paze℠, a streamlined new checkout option that offers consumers an online transaction alternative that brings added ease and security to the cardmember.
Online access and servicing
Elan offers advanced web and app access for cardmembers. From statements to text alerts we want to empower cardholders to be in control of their accounts. Spotlight features include real-time rewards, all-digital wallets, and fraud and protection management.
Cardmember support
Our digital-forward program starts with text-to-apply capabilities through real-time reward redemption for a seamless user experience. Members have access to U.S.-based, bilingual customer service 24/7/365 — a team that's maintained a 95% satisfaction rate for the last three years.
Fraud detection team
Through the use of proactive prevention tools and recovery processes, the Elan Fraud Detection System overlays the authorization process to alert users of abnormal spending habits. We provide industry-leading fraud detection and low loss rates, so you and your members can be confident cards are always secure.
Cardmember service team
Our dedicated customer service representatives are available 24/7/365. Each call is answered using your credit union’s name to build trust and loyalty with your members. Our team can assist with balance inquiries, available credit, payments, credit line increases, authorizations, account information and lost or stolen card requests.
Resources
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White Paper
Monday, March 2, 2026 Elan Credit CardIs Your Credit Card Program Built for Today’s Realities?
Get the full picture of the 2026 credit card landscape and the strategic implications for your organization. -
White Paper
Wednesday, October 1, 2025 Elan Credit CardDownload Your Consumer-Credit Blueprint
Credit unions that provide members with personalized education and proactive support can strengthen trust, deepen relationships, and grow long-term impact. Download the full whitepaper to learn more. -
Research / Report
Thursday, June 5, 2025 Elan Credit CardVirtual Cards Are Going Mainstream. Is Your Credit Union Ready to Compete?
Digital-first members expect seamless, secure payment options — and virtual cards are leading the charge.
About Elan Credit Card
Elan is the leading agent credit card issuer trusted by more than 1,300 financial institutions. With over 50 years of industry experience, Elan’s comprehensive program empowers financial institutions to focus on deepening cardmember relationships while Elan manages all aspects of card issuance — including underwriting, marketing, compliance, and customer service. By fully funding program operations and providing advanced digital servicing tools, Elan helps partners streamline operations, reduce administrative burdens, and drive sustainable portfolio growth. Visit elancreditcard.com to learn more and explore additional payment solutions.
