Scienaptic Systems
The technology and data framework used for credit management is over 30 years old, currently dominated by FICO and Credit Bureaux. The timing is now right to fundamentally disrupt the way consumer credit is administered. Our platform Ether Underwrite is creating industry leading improvements in higher application approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explainability (model explainability, FCRA compliant adverse action reasoning and SR 11-7 compliance). Scienaptic uses alternate data, raw trade line level bureau data and AI to help banks find new credit eligible segments of customers.
Resources from Scienaptic Systems
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Tuesday, February 15, 2022 Scienaptic Systems
How to Enhance Member's Lives and Experience Using AI Powered Credit Decisions
See how one credit union expanded credit access to its members and improved their overall experience.
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Thursday, February 10, 2022 Scienaptic Systems
Use AI to Grow Auto Loans - While Reducing Risk
See how the implementation of an automated credit underwriting platform has elevated the customer experience for one auto lender.
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Monday, October 18, 2021 Scienaptic Systems
Bringing AI to Credit Unions
Seasoned CU leaders talk about developing an AI road map as part of a credit union's strategic plan.
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Thursday, June 3, 2021 Scienaptic Systems
Uncovering the Data: Credit Decisioning Post-COVID and How AI Can Help
With the advent of the COVID-19 pandemic, financial institutions worldwide need to look for more innovative ways to reform their credit decision process. Download this exclusive whitepaper now!
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Monday, April 12, 2021 Scienaptic Systems
Lending in Unpredictable Times: Best Practices For Lenders in a Post-COVID World
COVID's impact on the credit market has been adverse, and many financial institutions are seeking new ways to grow lending revenue without adding risk. Discover key strategies for unlocking growth opportunities as the market recovers from the recession.
